Uber Accident FAQs
How Does an Uber Accident Differ from a Normal Car Accident?
An Uber accident is unique mostly because of the involvement of the rideshare company, so liability is more difficult to establish. If a regular car accident happens, then typically the at-fault party’s insurance would cover the claim. With Uber drivers, though, they aren’t employees, but rather independent contractors, so they have different levels of insurance that would be responsible based on the circumstances. Uber does provide commercial insurance, although its coverage varies based on whether the driver was online, waiting for a trip, or driving with a passenger.
What Happens If I Get Hit by an Uber Driver?
In case you are involved in an accident with an Uber driver, you can do several things right away to help yourself. Ensure your safety and the safety of any other persons present at the scene of the accident and call for emergency services, if necessary. Record the information of the Uber driver, including their name, license plate number, and insurance details. Then, take the contact details of witnesses present, if any, and take photos of the scene and the damage. It is also advisable to report the accident to Uber via their app.
How Does Uber Insurance Work?
Uber insures both the riders and the drivers but the insurance differs based on whether the driver is online or offline during the accident. When the driver is offline or not engaged in the app, personal insurance covers them. When the driver is online waiting for a ride request, Uber maintains third-party liability insurance of up to $50,000 per person for bodily injury and up to $25,000 for property damage. When the driver is on the way to pick up a passenger or carrying a passenger, Uber coverage applies with $1 million of third-party liability insurance.
Should I Settle My Claim Directly with Uber?
You might want to attempt to deal with your claim yourself directly with Uber, but it’s not always in your best interest to do so. Uber’s insurance company will most likely want to close the case as soon as possible, usually by offering you far less than you deserve. The insurance companies are very well known for trying to make their payment as minimal as possible, and they’ll even blame you or reject your claims of injury.
Do Uber Drivers Need to be Insured on Their Own?
Yes, Uber drivers are legally obligated to have their car insurance cover them in case of an accident. This is because the insurance provided by Uber might only be applicable in extremely limited situations. For example, unless the driver is signed into the app, his or her own personal insurance is primary.
Can a Passenger Sue an Uber Driver?
Yes, as a passenger, you can sue an Uber driver if you’ve been hurt due to their negligence or poor driving. Uber passengers are victims and the company’s insurance policy can cover your medical expenses, lost wages, and suffering. When the accident is the other driver’s fault, their policy can be held liable, but Uber’s policy can kick in when the at-fault driver is underinsured or uninsured.
What About Driverless Ubers?
The coming of autonomous, driverless Ubers presents some novel legal questions. In case of an accident with an autonomous Uber, the fault could be either with Uber or with the company that created the software installed in the car. The better the technology of driverless vehicles, the more complicated issues of liability and fault in the event of an accident also emerge. For the time being, liability will most likely hinge on the facts of the accident and who or what caused the crash, whether the software, a mechanical defect, or something else.
What are the most common reasons for Uber accidents?
As in any other automobile accident, Uber accidents are caused by various factors. Among the common causes are distracted driving, i.e., looking at the app, speeding, and disregarding traffic signs. Some other reasons are driving while intoxicated with alcohol or drugs, sleepiness from working long hours, and careless driving.
Why Do I Need a Lawyer for an Uber or Lyft Accident?
The legal process after an Uber or Lyft accident can be overwhelming, particularly if you’re attempting to recover from injuries. A lawyer who is familiar with rideshare accidents can help collect evidence, negotiate with insurance companies, and present your case via negotiations or court. An attorney will also stop you from making statements or settling your claim too quickly, which may result in less compensation.
How Much Can I Recover in an Uber Accident Lawsuit?
The amount of damages you can recover in an Uber accident claim also differs based on the severity of your injuries, medical bills, lost income, and suffering you experienced. There are also punitive damages in some cases where the Uber driver was at fault. Each case is different, but you will most likely be compensated for medical care, missed wages, and other costs.
Will My Uber Accident Case Go To Court?
Not always. Uber accident claims can at times be settled out of court by negotiating with the insurance stakeholders. In case settlement is not an option, your attorney might advise that you let the case proceed to court by initiating a lawsuit.
Why Pacific Attorney Group Stands Out as a Better Option Over Other Law Firms
At Pacific Attorney Group, we have experienced personal injury attorneys specializing in Uber and Lyft accident cases. We are familiar with the complexities of rideshare accident laws and vigorously work to obtain our client’s fair and reasonable compensation. We provide free consultations and are committed to providing personal attention to each case. Our track record of settlement and verdict victories speaks for itself, and we will try as best as we can to achieve the most favorable outcome.
What to Do in the Event You Are Riding as a Passenger in a Rideshare Accident?
As a passenger in a ride-sharing accident, you are urged to do what you would in any car accident. Move all to safety and, if necessary, summon medical assistance. Also, obtain information from the driver, other parties involved, and witnesses, if any, then report the accident to Uber and get proof of the accident scene.
What If Your Lyft Is in an Accident?
Lyft accidents are treated the same as Uber accidents in that they are complicated by insurance complications because a rideshare company is involved. Lyft drivers are considered independent contractors, and their insurance coverage varies based on their status at the time of the accident.
Do Liability Issues Complicate Lyft Accidents Settlements?
Yes, liability problems can also cause Lyft crash settlements to be complicated just like with Uber. Fault in a rideshare accident can be complicated, particularly where there is more than one party at fault.
Uber Accident Drunk Driving – What to Do?
In case you are involved in a drunk driving Uber accident, either as a passenger or another driver, you must report the accident to the authorities immediately. If the Uber driver was intoxicated at the time of the accident, this will help strengthen your claim for damages. Drunk driving is a criminal offense, and you need the assistance of the law so that the guilty driver gets the justice he deserves, and you get the complete compensation that you are legally entitled to.
Is Uber Safe for Our Children?
Uber has done its part to ensure the safety of all its passengers, including children. However, since Uber does not supply child safety seats, parents and guardians need to decide if Uber is appropriate for children. Certain states and cities have regulations on the use of child safety seats in ridesharing companies. Parents need to do their best to ensure their children are safe if they utilize ridesharing companies.
What is the History of Uber Accidents in California?
Since the popularity of Uber and Lyft companies, more rideshare accidents have occurred in California. Uber accidents in California have been caused by distracted driving, reckless driving, and pressure to drive for extensive amounts of time. California has also experienced controversy over the fact that rideshare companies need to be regulated and if new laws need to be created in order to accommodate safety concerns. You should know your state’s rideshare service law and your rights in case you are ever involved in an accident.
What Are the Background Check Requirements for an Uber Driver in California?
Uber screens California drivers before their first drive. The screening checks the driver’s criminal and driving records and whether the driver has been in any accidents that would disqualify him or her. Uber screenings are done by a third-party company and are to help protect passengers. Some have criticized how extensive the screening is, particularly for violent crimes.
What Are the Drug and Alcohol Policies for an Uber Driver?
Uber has a zero-tolerance policy for the consumption of alcohol and drugs. Drivers cannot take alcohol and drugs while on the job, and they will be deactivated from the platform if caught breaking this rule. Policing is occasionally complicated, however, if there was an accident and alcohol or drugs were involved. If you were in an accident and suspect the Uber driver was drunk, it’s essential to report it to the police and to contact an attorney to process your claim effectively.
Any Special California Rideshare Regulations for Uber?
California also has its own laws governing rideshare businesses like Uber. The law covers issues such as the need for drivers to have insurance policies, background checks, and protection of riders’ rights. California law also safeguards riders from discrimination and makes it mandatory for rideshare drivers to adhere to specific safety standards. As a driver or rider involved in a rideshare accident, you must understand how the law affects your responsibilities and rights.